A home purchase is one of the best investments you can make, even in the current market!
Since home prices have been on the rise, most people think buying isn’t convenient now, but looking at the big picture that’s not the case.
If you continue to rent you have no tax benefits, no equity building up, face the possibility of eviction, and have no control over rent increases. Therefore, renting is mostly always more expensive that buying and in the long run will be more beneficial!
Although interest rates are also on the rise, as the saying goes, “what goes up, must come down”, & when the rates do come back down, we will be ready to help you refinance to lower your rate & mortgage payment.
Get pre-Qualified & start visiting homes for sale with one of our realtors today!
With over 15 years of experience in the Real Estate industry we can help get top value for your property!
Whether you’re selling to:
Move to another state, Downsizing to reduce housing costs, Upsizing after outgrowing your starter home, or Investing in a rental property, we will price your property correctly so you can sell fast and achieve your goals.
Various reports show that on average, California homeowners gained 30% of equity in 2021.
Schedule your Property Evaluation today!
We have an in-house Lender, Creative Lending, that offers a variety of loan programs.
A refinance can help you lower your mortgage payment by changing your current loan terms. Some examples include lowering your current interest rate, eliminating your monthly mortgage insurance, lowering your current term, or switching from an adjustable rate to a fixed rate.
Loan Options include Conventional, FHA, VA, and Jumbo
Another reason to refinance can be to cash out your equity for home improvements, debt consolidation, unexpected bills, investing or family expenses.
If your current interest rate is low and you don’t want to change it, but still want to cash out your equity, a HELOC may be a better option for you. Like a cash out refinance, it gives you cash in exchange for equity you’ve built up in your property but as a separate loan.
Call us today to review your options!
There are many circumstances that can make your Mortgage unaffordable, if you have received a Notice of Default and may be facing Foreclosure we may be able to help you and your family overcome the unfortunate situation you are in. You have other options.
Notary Public & Loan Processor
Commission Number: 2335691
Direct Number: 818-661-7581